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枫下家园 / 理财投资税务 / What is different between the universal life and whole life insurance?
-zhenry(Henry);
2002-11-8
(#843619@0)
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UL 带投资，whole life 纯保险，没有投资
-yeotim(TIM);
2002-11-9
(#846160@0)
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前者收费高，后者收费低。
-fatboy(大胖墩儿厨);
2002-11-9
(#846163@0)
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通常,WL的收费比UL的稍高.WL和UL均有投资时:
UL因投资风险由个人和保险公司共同承担,所以成本稍低.而WL主要由保险公司承担,成本较高.
也有一种WL没有投资,这类WL只受成本,故而费用较低.
-icegirl(冰比冰水冰);
2002-11-13
{150}
(#852640@0)
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看保额和投资大小^__*
-yeotim(TIM);
2002-11-9
(#846165@0)
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About Wl&UL都有投资，操作方式不同，保险成本有差别；
用钱的方式不同；
根据投保者对投资市场的熟悉程度；
每家公司产品设计方式不同，根据自己的投入能力；
－－等等
-shum(shum);
2002-11-13
{150}
(#852596@0)
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If you have high income, have a family to take care, young kids to raise, choose WL. Otherwise, none.
-1499728inc(bank);
2002-11-13
(#852607@0)
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Some UL insurance have a guaranted pay off (e.g. 20 years). Is that real and good? London Life has a guaranted some insurance.., but don't called UL. really confuse, DX help.
-zhenry(Henry);
2002-11-13
(#852785@0)
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ULRBC Insurance has a UL plan with a guaranteed return(minimum 4%).
-zqglong(Geoege);
2002-11-13
{65}
(#853542@0)
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UL和WL中有guaranted paid up条款的公司不多
-shum(shum);
2002-11-13
(#853781@0)