Topic: What is better than US Money Market Fund? @SF湾区华人论坛:SF湾区枫下论坛 The Rolia Forum of San Francisco

枫下家园 / 理财投资税务 / What is better than US Money Market Fund?Hi,
I have some US dollars. I am keeping these money in the US Money Market Fund. Now, the return for the US Money Market Fund is very low. I just want to ask that are there some other good ways to make my US dollars better return than US Money Market Fund. I mean the risk is low for the investing. Please recommend some good plans. Thank you so much!!! -lmq0850(bluefire888); 2002-8-11 {359} (#685991@0)

High risk high return. 要是您找到low risk high return的，通知一声，请你吃饭。俺是反反复复找了一年没找到。 -heian(天使:我是谁,到哪里去); 2002-8-11 (#685993@0)

What's exactly the return? A TD banker told me that US money market is just open for business. How can you get it? -songl(我爱春天,我爱阳光); 2002-8-11 (#685995@0)

I think that you do not need to have your business, if you want to buy mutual fund.I do not know the situation for TD. I opened my mutual fund account in CIBC. You do not need to have your business, if you want to buy US Money Market Fund. The return is about 1.5% per year (during this period. (so low !!!^_^). Because the interest is very low, so the return for money market fund goes down. I try to mix the some income funds with small percent of the US Money Market, but normal the income funds are for Canadian Dollars. Are you guy knows some good income funds investing with US dollars? -lmq0850(bluefire888); 2002-8-11 {511} (#685997@0)

Sorry, I do not mean "high", I mean which is better comparing with US Money Market. -lmq0850(bluefire888); 2002-8-11 (#685998@0)
投资风险与回报的大小因人而异，因投资对象而异，因时间而异。一般来讲，在股票市场，牛市第二期的尾段到牛市第三期的尾段就是风险低利润高的时期，几乎人人赚钱。现在仍是熊市，风险高利润低。 -sss(旁观者); 2002-8-11 (#686068@0)

Currently US money market fund's return is 0.75% ( TD BANK), if you don't want take more risk, you can think about ING direct US dollar Investment saving accountThat is a saving account, safe, 1.5% -jianghongca(steven); 2002-8-11 {36} (#686008@0)
US Bond -siebel(湘皖酒家); 2002-8-11 (#686015@0)

Which company provides US bond? Could you recommend some? Thank you so much. -lmq0850(bluefire888); 2002-8-11 (#686531@0)

如果这里有人要存GIC,欢迎选择现在加拿大市场上利息最高的MANULIFE BANK.1 Year 2.65%; 2 Year 3.15%; 3 Year 3.65% ; 4 Year 4.05%;5 Year TERM:4.35%/年 (也是RSP Eligible). 感兴趣的话,请和我联系. -myexpert(我的保险专家); 2002-8-11 (#686030@0)
ING 的一年GIC是3.25%, 两年的3.75 -luobogan(萝卜干); 2002-8-11 (#686036@0)

It is a foreign bank, has on line trading in Canada, but there is no branch in Canada. -lmq0850(bluefire888); 2002-8-11 (#686541@0)

最主要考虑的是：是不是受存款保险保护的。I would like suggect ING direct, in fact, ING direct in States is a very large online Bank. -jianghongca(steven); 2002-8-11 {91} (#686329@0)

NO. ING is a bank of Netherlands. See http://www.ingdirect.ca -lmq0850(bluefire888); 2002-8-11 (#686527@0)

ING 集团是荷兰的（保险集团），但是INGdirect是在美国注册的银行。INGDIRECT.com是其在美国的业务，受FDIC保护。
INGdirect.ca是其在加拿大业务，受CDIC保护。 -jianghongca(steven); 2002-8-11 {87} (#686666@0)

网友谁有ING's flyer, Please send me a copy. Thanks -westbloor(西方不老); 2002-8-13 (#690666@0)

没有见过Flyer,why not go to www.ingdirect.ca -jianghongca(steven); 2002-8-14 (#692630@0)

For US$, TD GIC :1.75%/9months; For CA$, ING GIC: 3.25%/1 year OR AMEX saving account: 2.8%/year -songl(我爱春天,我爱阳光); 2002-8-11 (#687045@0)

TD waterhouse 有US's CD 1.36%/3月，但必须从TD账户转。 -westbloor(西方不老); 2002-8-13 (#690674@0)

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