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枫下家园 / 理财投资税务 / RRSP可不可以随时提出,比如收入低的时候?谢谢
-ddy(look for parttime);
2002-3-7
(#393986@0)
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自己买的RRSP随时可以拿出,但要算当年的收入,要交税.
-yixuan(依煊);
2002-3-7
(#394015@0)
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I guess so, that's your money, do whatever you want, as long as you pay the tax, am i right ?
-rootbear(啤酒晕头);
2002-3-7
(#394018@0)
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这样的话,收入高的时候买,低的时候取,对吗?买房是可以取吗?也交税?
-ddy(look for parttime);
2002-3-8
(#394610@0)
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第一次买房可以从RRSP"借"些钱出来用, 以后再还进去, 不算收入
-guest101(川味轩);
2002-3-8
(#394619@0)
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I am still wondering who you are.Please tell me. I feel so scared to see you every time. :-((((
You are like a spy peeping into me on Rolia. Terrible! Horrible!!
Hey hey.....
-linmeimei(林妹妹);
2002-3-8
{147}
(#394631@0)
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Both you and your spouse could withdraw up to $20K from RRSP account without any tax to buy a house. But you have to return that money to your RRSP in 15 years.
-linmeimei(林妹妹);
2002-3-8
(#394623@0)
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取的时候要交多少就不知了,不过如果你第一次买房的话可以在里面取二万,是不用按当年收入交税的,不过要在15(?)年内再把这两万存入你的RRSP,但每年存入的这些钱不能当RRSP再免税。
-tomatoo(tomato);
2002-3-8
(#394626@0)
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楼上说买房取RRSP不用交税,但要存回,那么非买房提取的,只要交税就不用返回吧,也就是平时任意取?。
-ddy(look for parttime);
2002-3-8
(#394716@0)
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是, 算你当年的收入
-guest101(川味轩);
2002-3-8
(#394760@0)
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理论上如此,但在实际操作中还取决于你买了哪一种RRSP。好像有一种Mutual Fund叫劳工基金,退税率较高但是若干年内不许售出的,换句话说,你拿不到钱。
-lmx(Mashimaro);
2002-3-8
(#394768@0)
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理论上,劳工基金也可售出(换句话说,你能拿到钱).BUT, 你必须退回当初多退给你的税( 30%-35%)
-wishness(小饼);
2002-3-8
(#394852@0)
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原来如此,感谢指教。
-lmx(Mashimaro);
2002-3-8
(#394883@0)
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请问:如何用RRSP购买劳工基金, 到银行买就行了吗? 还有一种Employee Ownership Labour Sponsored Venture Captical Corporations是什么东东?
-hanks(十八子);
2002-3-9
(#396300@0)