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枫下家园 / 理财投资税务 / 我现在连10多块钱得消费也使用信用卡(TD Green Visa), 每月得刷卡次数很多, 这样做有什么不好的地方吗?
-openear(Terry Fox);
2001-8-6
(#157593@0)
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次数没有任何影响。每月余额影响很大，余额越大，银行越爱你。会给你加credit limit，直到你拿上金卡。
-pigpapa(猪爸爸);
2001-8-6
(#157606@0)
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不是吧？余额越大，表示越少用信用卡付帐。应该是多用信用卡付帐，每个月都按时付清，这样才会有credit，才会考虑提高credit limit。
-beavis(brian);
2001-8-6
(#157712@0)
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它说的是balance，信用卡里没钱的，不象debit card用的越多，balance越少，银行越高兴。credit用的越多，balance越多，你的短期债务越高，银行越高兴。
-guest:;
2001-8-6
(#157715@0)
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:-)
-beavis(brian);
2001-8-6
(#157727@0)
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What's the difference between 信用卡 and debit card? Thanks in advance.
-warhook(likeplay);
2001-8-6
(#157763@0)
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debit card象国内的储蓄卡，和你的银行帐户连着，帐户里有钱才能消费；credit card可以在信用额内先消费后付钱。
-fionah(fiona);
2001-8-6
(#157769@0)
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DEBIT CARD 积累信用度吗？
-warhook(likeplay);
2001-8-6
(#157991@0)
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No.
-fionah(fiona);
2001-8-6
(#158069@0)
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这是likeplay吗?
-flipflop(翻云覆雨);
2001-8-6
(#157965@0)
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你是哪个？我认识你吗？这是LIKEPLAY的LD。
-warhook(likeplay);
2001-8-6
(#157990@0)
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另外一种情况: 如果我的信用卡额度为1000CND$, 而我想卖一张1500CND$的的机票, 是否可以这样, 先在往green visa账户转500CND$, 然后购票?
-openear(Terry Fox);
2001-8-6
(#157641@0)
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sure
-ayuan(guai);
2001-8-6
(#157660@0)
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No ! ( According to Royal Bank )
-guest:;
2001-8-6
(#157731@0)
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YES
-dropoutinmiami(东北的饺子);
2001-8-6
(#157743@0)
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yes or no?如何向信用卡里划钱？
-guest:;
2001-8-6
(#157802@0)
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网上银行功能无法直接将钱transfer 到信用卡账户, 但可以用webdox里得payment向信用卡账户先预支一笔钱.
-openear(Terry Fox);
2001-8-6
(#157956@0)
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I have a Scotia Visa & a Scotia chequeing account. By using Scotia Online, I can transfer money to my visa.
-yymeg(cherry);
2001-8-6
(#157989@0)
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sometimes it's easy to lose control. You won't know how much you spent. But for a card with $1000 limit, that should not be a big problem.
-guest:;
2001-8-6
(#157765@0)