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枫下家园 / 枫下觅巢 / 收到银行的邮件,说可以给我个人的LOC 六个月的低利息, 但是加了一句The revolving portion of your Line of Credit will continue to have a Variable Annual Interest Rate of, 请问revolving portion指什么?谢谢
-zxcvb(朝天椒);
2021-11-25
{137}
(#14137473@0)
+1
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你的term portion之外的部分。
On a Revolving portion you can:
- Borrow up to the credit limit of the HELOC and get a variable interest rate that changes with TD Prime Rate.
- As you pay down your outstanding balance, your available credit increases up to your credit limit1.
- You can pay at your own pace without prepayment charges - pay as little as interest only or pay any or all of your outstanding balance at any time1.
-spitfireto(很有意思);
2021-11-25
{468}
(#14137528@0)
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还是不明白,举例说假如我有四万的额度,那么这四万是新的低利息,它的利息如果没有按时付的话就是原来那个高的利息,是这个意思吗?
-zxcvb(朝天椒);
2021-11-25
(#14137670@0)
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你这是和mortgage在一起的HELOC吧?如果是的话,这指的是不是mortgage那部分。否则就是line of credit 账号允许的limit以内的任何贷款
-spitfireto(很有意思);
2021-11-25
(#14137684@0)
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What Is Revolving Credit and How Does It Work? | Capital One
-spitfireto(很有意思);
2021-11-25
{608}
(#14137689@0)
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不是和贷款一起的
-zxcvb(朝天椒);
2021-11-25
(#14138052@0)
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请问你这个HELOC是单独申请的,还是申请mortgage时一起申请的?
-daofaziran(daofaziran);
2021-11-25
(#14137543@0)
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这个是个人头上的,没有抵押的那种
-zxcvb(朝天椒);
2021-11-25
(#14137676@0)
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多谢!这种利息就高点了。
-daofaziran(daofaziran);
2021-11-25
(#14137734@0)
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对呀,平时不用的,备着防万一
-zxcvb(朝天椒);
2021-11-25
(#14138054@0)