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枫下家园 / 理财投资税务 / 新移民问题：我的信用卡上的钱是用了就把它立即付了呢，还是按照STATEMENT上的数目付呢，那种方法好？谢谢。
-firefox99(firefox99);
2001-5-5
(#61373@0)
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pay the full amount on ur statement before the due date, use electronic payment to speed up payment.
-speed(如风);
2001-5-5
(#61376@0)
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应该是在免息期内付款。我上个月中旬收到的信用卡，4月19日第一次用，现在还没有STATEMENT。但免息期是19天，我昨天就转了钱去信用卡，否则超过19天就要付利息了。
-fionah(fiona);
2001-5-5
(#61386@0)
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WRONG! U don't have to pay it until u receive the statement. in some case, if u get charged for late payment fee, tell them that u didn't get the statement, the late fee could be voided as well, but don't use it too often..:)
-speed(如风);
2001-5-5
(#61409@0)
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You are right.
-jzwang(hello);
2001-5-5
(#61412@0)
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我问过银行，说是一般是每月14日寄出帐单，下个6日是最后付款期限。那么就有一个问题：如果我这个月15日的消费应该是在下个月14日寄出的STATEMENT中，到我收到STATEMENT时已经是一个月了，一定超过19天了。如果这样也可以不付利息，为什么免息期说是19天呢？
-fionah(fiona);
2001-5-5
(#61494@0)
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是你收到的STATEMENT上的日期再延后十九天吧!不用管那么多的,只要你收到帐单然后在规定时间内付款就可以了.不会扣你的利息的,
-dapanji(bpmf);
2001-5-5
(#61522@0)
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刚开始我也那么认为，实际上我就是在STATEMENT到了以后立即付帐的，可不知为什么收了我一点利息，所以有此一问。
-firefox99(firefox99);
2001-5-5
(#61555@0)
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谢谢两位，这下清楚了。
-firefox99(firefox99);
2001-5-5
(#61390@0)
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每个月信用卡公司会给你寄帐单的,帐单上有付款的最后日期,在他标识的最后日期前付就可以了.
-dapanji(bpmf);
2001-5-5
(#61402@0)
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嘻嘻...我劳工对这个对清楚:PP
-ingrid(樱桃);
2001-5-5
(#61424@0)
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在此想特别提醒那些刚开始用信用卡的朋友们，不到万不得已千万不要用信用卡提取现金，因为这样的服务费非常的高。应该超过10%。
-jzwang(hello);
2001-5-5
(#61422@0)
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give me a break, cash advance fee usually goes from 2%-3%, but every time when u withdraw money from atm, it will be charged by the atm bank for about $1.5 to $3. plus u will have to pay interest for the cash u withdraw. where did u get that 10%?
-speed(如风);
2001-5-5
(#61434@0)
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或许我没讲清楚要么你理解错了。我说的拿CASH不是在ATM。不知你有没有在CASINO用信用卡拿CASH的经验？我曾经在云顶(马来西亚)和澳门的CASINO拿过，两次的Services Charge最少是10%。
-jzwang(hello);
2001-5-5
(#61438@0)
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casino is different, but i think few ppl will use credit card to withdraw cash in casino. at least try not to..:)
-speed(如风);
2001-5-5
(#61439@0)
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maybe not only Casino, have you try this in Hotel?
-jzwang(hello);
2001-5-5
(#61440@0)
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it may vary from country to country, i only used it in the states. hotel is not a problem.
-speed(如风);
2001-5-5
(#61441@0)
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I means have you try withdraw CASH from casher of hotel.
-jzwang(hello);
2001-5-5
(#61442@0)
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yes..the charge is just like what i said before..
-speed(如风);
2001-5-5
(#61444@0)
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I'm not sure how about in the US. anyway, can we stop this topic? thank for your infor.
-jzwang(hello);
2001-5-5
(#61447@0)
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用信用卡提取现金，手续费是0，但是从第二天就收取利息，大约20%左右，如果在casino里面用先进，一般还要付给提供atm的公司一定的费用，这些atm一般不是银行的，有些公司就靠给别人提供atm生活
-guest:guest;
2001-5-5
(#61477@0)
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不同的银行有不同的政策，新加坡发展银行是：用信用卡在ATM上提现金手续费3%。www.dbs.com.sg
-jzwang(hello);
2001-5-6
(#61827@0)