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枫下家园 / 住房话题 /
tor
各位大侠, 请教房屋贷歀事宜. 打算买30万左右二手房, 目前只有7万现金供首期, 家庭月收入$7000. 因为自雇, 过去两年报税每年仅抱4万余. 请问最多可贷多少? 每月需支出多少!
-xyz678(xyz678);
2004-5-31
(#1745381@0)
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As I know, you need to be selfemployed for a least 3 years to prove you have that income, and ifif you get a $240,000/25years mortgage, you problably pay $1600-$1800for the house.
-tuantuan(help*wanted);
2004-5-31
{83}
(#1745405@0)
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我LG也是自雇,申请贷款时银行复印了一张半个月的工资支票,不看报税。顺便问一下,你们报税时怎么做的呀?我们绞尽脑汁才从年收入中减下几千块,你们怎么报能从8万多减到4万呀?
-binbin_ll(binbin);
2004-5-31
(#1745446@0)
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以前要少些. 目前家里多个赚钱的. 谢谢.
-xyz678(xyz678);
2004-5-31
(#1745520@0)
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i am a banker. call me at 905-7312807
-jw1(jw);
2004-5-31
(#1745521@0)
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毛收入X3就是大概能贷到的数。
-23456789(大白呼);
2004-5-31
(#1745687@0)
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Maximum you can borrow is 75%, interest rate is 3.25% fully open. Monthly payment is approx. $1130/month
-mortgageguy(MortgageGuy);
2004-5-31
(#1745795@0)