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@San Francisco

My answer

blackscraper(橡皮鱼)
CIBC divident, you won't be able to earn 1% discount, it is damn "up to 1%". And CIBC will pay you 1% discount on the dollar amount you spend beyond 3000.

American Express, it is the same thing plus, the list of retailer accepting AE is at least 20% shorter than Visa/MasterCard

I have the two cards listed above, but I don't like either one compared to PC Mastercard.

Costco, don't know yet.

PC MasterCard, always 1%, but you have to accumulate 10 dollars to spend it. Anyway, it is better than divident card and AE.
(#875523@0)
Last Updated: 2002-11-25
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Replies, comments and Discussions:

  • 枫下家园 / 理财投资税务 / 信用卡，我想申请一张信用卡，不知道现在哪种比较好？不要年费，又有积分，或是其他的奖励的？ -goodgoodstudying(daydayup); 2002-11-24 (#874693@0)
    • PC MasterCard -blackscraper(橡皮鱼); 2002-11-24 (#875066@0)
      • VISA CIBC divident = 1% Amercian Express Cash rebate = 1% or Costco Rebate =2% MasterCard PC=1% -merymaid(merymaid); 2002-11-25 (#875512@0)
        • cibc dividend up to 1%, amex cash up to 1%, amex costco up to 2%, pc master flat 1%, citi sony master flat 1% -speed(如风); 2002-11-25 (#875518@0)
        • My answer -blackscraper(橡皮鱼); 2002-11-25 {534} (#875523@0)
          CIBC divident, you won't be able to earn 1% discount, it is damn "up to 1%". And CIBC will pay you 1% discount on the dollar amount you spend beyond 3000.

          American Express, it is the same thing plus, the list of retailer accepting AE is at least 20% shorter than Visa/MasterCard

          I have the two cards listed above, but I don't like either one compared to PC Mastercard.

          Costco, don't know yet.

          PC MasterCard, always 1%, but you have to accumulate 10 dollars to spend it. Anyway, it is better than divident card and AE.
    • SONY card in CITIBANK. You can get point to get free movie tickets. -luobogan(萝卜干); 2002-11-25 (#875520@0)
    • 如果每个月消费在1000以上，用AE的costco卡还可以。这几张卡分别是不同的信用卡公司的。各有一张也不错。有的地方就是只收其中一张的。 -merymaid(merymaid); 2002-11-25 (#875532@0)
    • 想当初中国的牡丹卡还有3%的折扣呢！呜呜，现在可是没有那么好的事情了。 -merymaid(merymaid); 2002-11-25 (#875535@0)

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