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The following will negatively affect your credit:

poohbear(nothing)

1 Too many credit cards, esp those with a very high credit line.
2 Too many credit inquiries in a short period. Each time you apply for a credit card, bank account, loan, cell phone, they will check your credit and leave a record.
3 Too much balance on your credit cards.

To get a credit report of yourself:
1 Join some association
2 If you apply for a credit card or a loan and are rejected, they will send you a letter and tell you to call a number (usually a 800 number) within 60 days to get a free report.

(#262077@0)
Last Updated: 2001-11-15
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枫下家园 / 理财投资税务 / 今天,银行信贷部的人跟我证实,申请过多的信用卡的确会降低信用等级,建议1-2张足矣. -minzhh(公民); 2001-11-14 (#261890@0)

看来我是要cancel些信用卡了。怎么cancel？打电话？我总是不好意思说，当初人家很热情的要我申请，现在给人家退了好像不好。。。 -heian(㊣天使); 2001-11-14 (#261901@0)

Call the 800 number on the back of your card. Just tell them you have too many credit cards. Stand firm and say "no", no matter what they offer you. -poohbear(nothing); 2001-11-14 (#262019@0)

The following will negatively affect your credit: -poohbear(nothing); 2001-11-15 {517} (#262077@0)
1 Too many credit cards, esp those with a very high credit line.
2 Too many credit inquiries in a short period. Each time you apply for a credit card, bank account, loan, cell phone, they will check your credit and leave a record.
3 Too much balance on your credit cards.

To get a credit report of yourself:
1 Join some association
2 If you apply for a credit card or a loan and are rejected, they will send you a letter and tell you to call a number (usually a 800 number) within 60 days to get a free report.

@San Francisco

The following will negatively affect your credit:

Replies, comments and Discussions:

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