d) a delay causing an Insured Person to miss a connection for a Common Carrier or resulting in the interruption of an Insured Person’s travel arrangements, including the following:
i) delay of an Insured Person’s Common Carrier resulting from the mechanical failure of that carrier;
ii) a traffic accident or an emergency police-directed road closure (either must be substantiated by a police report);
iii) weather conditions; or
iv) unexpected or unforeseen earthquake or volcanic eruption.